When you sign up for a network service in Japan, you'll often have to pay your network bills regularly. But if you happen to forget to pay, where can you check how much network debt you owe? Let's find out how to check network debt in Japan below with Hallo.
What is network debt in Japan?
Network debt is one of the bad debts in Japan. Bad debts are usually defined as a situation where the borrower fails to fulfill the payment commitments of the debt according to the agreement signed for 10 days or more.
When living in Japan, whether intentionally or unintentionally, if you have network debt, you will be listed in the blacklist, which will be recorded in your file for 5 years. This means that if you want to use credit payments, you will have to clear all bad debts, and only in the sixth year can you use credit payments.
Network debt is one of the bad debts in Japan
Illustrative image of how to check bad debt in Japan
So, to find out if you have network debt or not, here are:
How to check network debt with DOCOMO
How to check network debt with AU
How to check network debt with Softbank
You can apply simultaneously for all network providers you are using.
How to check network debt with the CIC system
CIC is usually an abbreviation of the Credit Information Center, or credit information center. This is an organization whose main task is to collect, store, analyze, process, and forecast credit information. This credit information usually relates to the credit history of individuals or businesses, including information on debt payments, current credit, credit history, and other related factors.
Illustrative image of the CIC system
Method 1: Self-check bad credit online via the internet:
Step 1: You can call 0570-021-717 to request a registration code to check your bad credit profile. Note that each code will only be valid for 1 hour, so please confirm the necessary information quickly after receiving the code.
Step 2: Access the CIC website here
Step 3: Select 「ご利用前の最終確認へ」→「情報開示専用ページへ」→ check「承諾する」→「インターネット開示を行う」.
Step 4: Enter personal information
Enter the registration code from step 1.
Enter personal information including name, address, credit card number, and phone number used in step 1.
Select 「次へ」(Next).
Step 5: Review registration information and receive password
Double-check the entered information.
You will then receive a 10-digit password. Remember this password.
Select「確定」(Confirm).
Step 6: Download the bad credit information report file
Select the option to download the bad credit information report file (「開示報告書」).
Enter the 10-digit password you received in the previous step.
View the results on the downloaded report file.
Note: The fee each time is 1000 yen, and you can pay by credit card.
Method 2: Self-check bad credit via postal mail:
If you want to check via postal mail, you need to download the credit information check registration form.
Step 1: You can download it here, then print the registration form.
Step 2: Fill in personal information on the printed form
Step 3: Purchase a money transfer certificate at the post office bank for 1000 yen. This is also the price when you check bad credit via the internet.
Step 4: Prepare personal identification documents
Step 5: Send the completed registration form along with a photocopy of personal identification documents, money transfer certificate to CIC
Step 6: You will receive a notification letter of the result after 10 days.
Method 3: Check at the CIC reception desk
Check at the reception desk with a fee of 500 yen
You can check at the following counters:
You can check at the following counters: Checking network debt with the JICC system:
JICC stands for "Japan Information Credit Center". JICC is a credit organization in Japan responsible for collecting and managing information about bad debts and credit histories of individuals and businesses.
JICC is a credit organization in Japan
Illustration of the JICC system
Method 1: Check by phone
Step 1: Scan the QR code or search for the term JICC on the AppStore or Google Play.
Step 2: Download the application to your phone.
Step 3: Launch the App, click on register (登録する), then agree (同意する).
Step 4: Verify identity and take a selfie.
Step 5: Choose payment method: credit card, bank account, etc.
Step 6: The application information will be sent to your address after a few days.
Note: The fee is 1000 yen (including tax).
Method 2: Check by postal mail
Step 1: Fill in all required information for the system to create a form for you here.
Step 2: The fee is 1000 yen including tax. You can choose to pay the fee by credit card.
Step 3: Prepare identity verification documents as instructed here.
Step 4: Mailing address for receiving information:
〒530-0003
6th floor, Dojima Plaza Building,
1-5-30 Dojima, Kita-ku, Osaka
To: Japan Credit Information Organization, Disclosure Counter
Method 3: Check at the reception counter:
Step 1: You can go to one of the following addresses to proceed with the check:
〒110-0014
9th floor, Sumitomo Real Estate Ueno Building 5th floor, 1-10-14 Kita Ueno, Taito-ku, Tokyo or
〒530-0003
6th floor, Dojima Plaza Building,
1-5-30 Dojima, Kita-ku, Osaka
Step 2: The payment fee is 500 yen including tax.
Step 3: Prepare the necessary identity verification documents as instructed here.
Step 4: Go to the reception counter to register.
So Hallo has shared with you the ways to check network debt in Japan. If you are in debt but still want to use the network, you can contact Hallo via the website hallo.co. Hallo specializes in providing network package services without requiring documents and registration procedures. Share this article with your relatives to know how to check network debt!
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